I'm a middle-aged woman determined to get out of debt. My husband and I are going through Financial Peace University (again!) through our church. As Dave Ramsey says, this isn't a microwave, it's a slow cooker. Come with me on my journey!
Saturday, August 23, 2008
Day 223 and God healed our printer
Today I've been working on getting stuff ready for next week. My online classes will start, plus we're starting an alphabet curriculum here. Oh, and another praise! The other drop-in I had interviewed with a few weeks ago called and they want to come two days next week. So that will be a little bit more for the baby EF. I really feel like God is blessing us.
Friday, August 22, 2008
Day 222 and debt update
DLO: $14.40-PAID!
DLO: $34.11-PAID!
Radiology: $37-PAID!
Urgent care clinic: $46.15 (August 2007)-PAID!
Urgent care clinic: $40.55 (November 2007) PAID!
Urgent care clinic: $21.50 (February 2008) PAID!
Dr. Office: $79.20-PAID!
Dr. Office (June 2006) $105.02-PAID! Dr. Office (March 2008, Tracy & Tasha)-$63.44-PAID! Dr. Office (August 2008, Tasha) amount yet to be determined.
ER Doctor: $93.54-PAID!
Dentist: PAID!!! Dentist: $27-PAID!
Auto parts store: $161.73-PAID! Auto parts store: Our portion: $191.81/Josh:$140.30:paying $50 on our part August 22nd.
Josten's-PAID!
Second half 2007 real estate taxes: $148.64-PAID!
Hospital: $261.16-PAID!
Car loan: Balance: $1535
House: paid $2345.42
Credit card #1: $2970-paid $375
Credit card #2: $1104-paid $125
Credit card #3: $990-paid $125
Credit card #4: $899-paid $504.19 (balance $395)
Credit card #5: $908-paid $100
Credit card #6: $2509-paid $300
My student loan: $12, 913 (in deferment due to my full time student status)
DH student loan: $53, 248(in forbearance)
As of August 22nd: $7549.07 in debt paid off!
It's so good to feel like we're making progress again. Next week when I get paid from some families, I'll have more to update. On the baby EF, once I add the $50 from Tom's paycheck and the $20 from the drop-in this week, it will be up to $145.
Thursday, August 21, 2008
Day 221 and I can Drive 55 revisited
Good thing it's time to go shopping, my cupboards are getting pretty bare. LOL! I can tell I've had more kids the last couple of weeks because my pantry is about wiped out.
Tonight, Tom was strong enough to resist the urge of me begging him to bring home Sonic drinks. I also resisted the urge to go out to eat and I made Tuna Helper for supper. It was really good, even if I had to make it. LOL.
Wednesday, August 20, 2008
Day 220 and the First Day of School!
I'm going to try to post a debt update tomorrow or Friday.
My baby started 10th grade today. How can she be 15 and in the 10th grade? How can she have just finished Driver's Ed? Sniff...sniff...
Gotta eat supper and get ready to go to church.
Tuesday, August 19, 2008
Day 219 and one of "those" days
So in the interest of being totally honest, I'm going to confess something. I'm having Tom bring home supper from Enid tonight. I'm so tired, I feel so lousy, and I just didn't have it in me to cook. I know, I'm a huge hypocrite after my rant about Josh asking me for money yesterday. But in my defense, I got my financial aid refund today. It wasn't huge, but I was able to pay my past due cell phone, gas, and cable bill and pay for the ad I put in the newspaper for my child care. So I'm going to take a little and splurge on supper.
Monday, August 18, 2008
Day 218 and One More Day Till School Starts
I've got a budget done for the rest of this month and have started on Septembers but haven't finished it yet. I am going to hold onto these textbooks, I just can't bring myself to sell them for 75 or 80 cents. I cashed in the change I rolled on Saturday so now our baby EF is $25. It's weird how much better I feel with even that little bit in there. Just knowing that it's not completely empty is somewhat comforting!
I had a frightful moment when I was on the phone with Serenity earlier. She couldn't get her gear shift to move and I was thinking "AAAAHHHHHH, I don't think $25 is going to fix something like that". LOL. Anyway, she got it, I guess it was just stuck. Phew!
Today as I had a moment here and there, I worked on my menu and grocery list for the next couple of weeks for when I do my grocery shopping this weekend. As I mentioned, we're not eating out until we get everything caught up to date. Then this afternoon, Josh has the nerve to come in and ask me for $10 so he could go eat at the BBQ joint. The boy has a job and more money than I do right now, but he wants me to pay for HIM to eat out. ARGH!
Oh, and no, I didn't give him the $'s!
Sunday, August 17, 2008
Day 217 and Enthusiasm Vampires
I looked up the two textbooks that I wanted to list on half.com tonight and they are both down to 75 and 80 cents. I"m not sure what I"ll do now. That hardly seems worth the trouble. I'll think about it and decide what to do with them.