Saturday, June 28, 2008
I had another child care class this morning. Afterwards, a friend and I visited a couple of thrift stores in Enid. I'm looking for a vanity table and mirror for Tasha's room. I didn't find that, but we did find two huge bags of wood macrame beads. We each bought one, and then split them. The kids will have a great time with those. Then I found a book I'd been interested in over in the clearance center for 23 cents! It's called "Raising your Spirited Child" and I've borrowed it and read it before. I had planned to buy it, but never had. Then I found a new to me purse for 1.99, but it turned out to be 50% off yellow tag days so I got it for 99 cents. The only bad thing was that my total was $6.66 and that kind of creeped me out! LOL!
Josh's car is acting up, it overheated on him today. Tom has decided that our EF is a car repair fund. LOL. Whatever it is, I'm just so glad we have it!
Friday, June 27, 2008
Urgent care clinic: $46.15 (August 2007)-PAID!
Urgent care clinic: $40.55 (November 2007) PAID!
Urgent care clinic: $21.50 (February 2008) PAID!
Dr. Office: $79.20-PAID!
Dr. Office (June 2006) $105.02-PAID! Dr. Office (March 2008, Tracy & Tasha)-$63.44
ER Doctor: $93.54-PAID!
Auto parts store: $161.73-PAID!
Second half 2007 real estate taxes: $148.64-PAID!
Car loan: Balance: $1791
House: paid $1675.30
Credit card #1: $2970-paid $225
Credit card #2: $1104-paid $75
Credit card #3: $990-paid $75
Credit card #4: $899-paid $454.19 (balance $445)
Credit card #5: $908-paid $75
Credit card #6: $2509-paid $225
My student loan: $12, 913 (in deferment due to my full time student status)
DH student loan: $53, 248(in forbearance)
As of June 27th: $6082.54 in debt paid off!
So in less than 6 months, we have passed the $6000 mark! That's an average of around $1000 a month towards debt. Some of it probably would have been paid anyway, but maybe not all of it and what was paid probably wouldn't have been paid on time. Some months we have paid more, other months (like this month), we've payed the bare minimum. I think what feels the best is that we are caught up on our regular bills, even with $'s being tight during the summer. Pray that we are able to continue and that I have patience on this journey!
Thursday, June 26, 2008
Wednesday, June 25, 2008
I've come to the conclusion that I actually function better when I'm busy. When I'm not super busy, it's hard for me to motivate myself to get anything done. Crazy, isn't it?
I got my first phone call in quite a while from a creditor this morning. Remember I mentioned that one of the checks that I sent in May has never cleared the bank and so it was one of the ones that I sent certified mail last week. Well, apparently, the account is with a different collector now! So I don't know what happened to the payments I've already sent? I guess I will pull out my notes and call them and ask where they are. Anyway, the new creditor did the same "we want access to your checking account" nonsense. The lady just kept on and on about it. Finally, I firmly, but politely said that I had children who needed my attention and I had to go and I hung up.
Tuesday, June 24, 2008
I have several speakers lined up for the child care association, in fact I got them lined up through the end of this year, I've just got January, Feb., and March of next year to worry about. I feel good about that. Still have to get to work on getting the stuff ready for the club audit and get the July budget ready.
Can you believe that I spent 50 minutes on the phone today trying to get Tom's phone delivered to our address? Because we don't have street delivery in Pond Creek, the USPS doesn't have our address in their system and so the cell phone company wouldn't deliver to our house. But they've had it delivered to our house before. So guess what we had to end up doing? Sending it to the post office here in town's street address. I called and the postmaster said it was fine. What a pain in the hiney!
Monday, June 23, 2008
Tonight I have an officer's meeting for one of the child care associations that I am involved in. We will be planning out our 2008-09 year which will be starting back up before I know it! So I need to set some goals for myself so that things do not snowball on me.
1. Get things ready for an audit meeting with the mother's club. Do that by Sunday.
2. Work on getting some speakers lined up for the child care association. Work on that all week.
3. Get July budget ready by Sunday.
Sunday, June 22, 2008
We also figured mpg for Tom's car and he had got 25.9 driving 55. Now he's going to drive 65 on this next tank and see how it goes. I'll keep you posted!