I'm a middle-aged woman determined to get out of debt. My husband and I are going through Financial Peace University (again!) through our church. As Dave Ramsey says, this isn't a microwave, it's a slow cooker. Come with me on my journey!
Wednesday, November 11, 2009
Days 676 & 677 and got my cap and gown
I got my cap and gown yesterday! Wow, it's all starting to feel so real! That end of semester exhaustion has hit me too only about 100 times worse because it's the END!
Monday, November 9, 2009
Day 675 and the new-to-us vehicles
The blue car is a 1999 Honda Accord. It's the one we've been borrowing. The owners offered to sell it to us. We liked it and felt like it was a good car. So after taking out what we owed them, that left us $1700 to buy another vehicle with. We found the red car, a 2002 Mitsubishi Lancer. They were asking $2000 for it, but it needs a driver's side front strut, a tune-up, and a headlight. As we drove it, Tom & I discussed it and reminded ourselves of Dave Ramsey's advice: 'be willing to walk away'. So when we got back, Tom offered $1500 for it and the girl very adamantly said no, she could not take less than $2000. So we said, ok, we understand, thank you, and we left. Not 20 minutes later, the girl calls us and asks if we can go up to $1600! So we talked about it, said yes, and drove back to pay and get the car. I was so proud of Tom! Bargaining does not come easy to him and it was hard for both of us to walk away because we liked the car. But we simply did not have $2000 to spend.
So, we were able to find 2 nice new-to-us cars with the insurance money from Tom's car and the little bit we had put aside since the van had quit. What a blessing!
Sunday, November 8, 2009
Days 672, 673, and 674 and GUESS WHAT???
I got a grade on my capstone paper and I got an A! I am done! I cannot stop smiling and celebrating! I am so excited!
Tomorrow, I'll post pictures of our new-to-us cars and tell Tom's bargaining success story. Right now, I'm going to go do a Happy Dance!
Tomorrow, I'll post pictures of our new-to-us cars and tell Tom's bargaining success story. Right now, I'm going to go do a Happy Dance!
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