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Wednesday, January 11, 2012

True confession #1

Well, this is embarrassing and upsetting, but I'm going to post it anyway. For several years, I haven't filed our state taxes because we owed money. I kept intending to get it done and never did. Tom had no idea until we got two letters from the state for 2 of the years (2006 & 2007). Haven't got anything on the other years yet. So those two years are filed now and we are trying to work out payment arrangements. I'm posting this before the debt list so it will make sense when you see the Oklahoma Tax Commission on the debt list. Not sure yet how much we're going to owe between interest and penalties, but please pray that they will work with us. I have been consumed with guilt and feeling stupid ever since we got the letters. I feel like Tom should hate me and be angry with me, but he has been his usual understanding self.

I just feel like this hole keeps getting bigger and we are fighting a losing battle.

And just a note to everyone: Ignoring stuff does not make it go away.

Tuesday, January 10, 2012

And so it begins...

Tom and I agreed to start new this year and recommit ourselves to getting out of debt. For those of you that have been following me for a while, you know that it seems every time we try to do this and get any money into our baby emergency fund, something happens. Sure enough we got $60 in our EF and our dishwasher quit and we need to replace our kitchen faucet (it's leaking). We have the new faucet (our son who works at Lowe's got it for us for Christmas), we just need to get it put in. The dishwasher is a want, not a need, so it will wait. It's just very hard not to get discouraged and frustrated. I've been trying really hard not to have a pity party about this. I have alot of dishes to wash cooking meals and snacks for the child care and for the family. I LOVED having a dishwasher!

Anyway, this week I will write out and post our debt list again. And I have some confessions to make. Those are always fun (not).

Hope you all have a great day!

Oh and Happy New Year!