Well, this is stating the obvious, but it is cold and nasty out there. ICK! My meeting for Thursday has already been cancelled and my meeting tonight got cut short because we didn't have a quorum.
Tom and I listened to the first Dave Ramsey CD last night. It's hard listening to him talk about how "easy" it is to get $1000 in the baby emergency fund and how we should do it quickly. I think it almost just underscores how little progress we've made in this journey. We've never been able to get past Baby Step 1. I'm trying really hard to keep a positive attitude. I do know we can't give up. We have to keep trying.