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Friday, January 9, 2009

Day 361 and a debt update

Well there's no doubt that our debt repayment has been slowed down with the circumstances of the last several months (me having openings and now Tom's hours being cut). However, we are still making progress. For example, we have two more car payments to make and our vehicles will be free & clear. That is huge, especially since that will mean the end of our loan at American General Finance. We've had a loan there (that we've kept refinancing) for years and years. I'd say probably since the mid to late 1990's. As of today, we've paid off over $10,700 in the last year since we started this journey. It's a small drop in the bucket compared to what we owe, but even a bucket eventually fills up with drops of water, right?

Here's the latest list:
DLO: $14.40-PAID!
DLO: $34.11-PAID!
Radiology: $37-PAID!
Urgent care clinic: $46.15 (August 2007)-PAID!
Urgent care clinic: $40.55 (November 2007) PAID!
Urgent care clinic: $21.50 (February 2008) PAID!
Dr. Office: $79.20-PAID!
Dr. Office (June 2006) $105.02-PAID! Dr. Office (March 2008, Tracy & Tasha)-$63.44-PAID! Dr. Office (August 2008, Tasha) $53.30
Dr. Office (October 2008, Tracy) amount yet to be determined
ER Doctor: $93.54-PAID!
Dentist: PAID!!! Dentist: $27: PAID!
Auto parts store: $161.73-PAID! Auto parts store: $110.32-PAID! Josten's-PAID!
Second half 2007 real estate taxes: $148.64-PAID!
Hospital: $261.16-PAID!
Car loan: Balance: $511
House: paid $4020.72
Credit card #1: $2970-paid $450
Credit card #2: $1104-paid $150
Credit card #3: $990-paid $150
Credit card #4: $899-paid $529.19 (balance $370)
Credit card #5: $908-paid $150
Credit card #6: $2509-paid $375
My student loan: $12, 913 (in deferment due to my full time student status)
DH student loan: $53, 248(in forbearance)

As of January 9th, 2009: $10,700.67 in debt paid off!


Mom Thumb said...

That's huge! You deserve a big pat on the back for all your hard work, and it's almost your one year blogiversary!

Di said...

You and Tom have come such a long, long way this last year! I am very proud of both of you. Please keep counting the steps forward, and don't feel guilty if you eat out or get Sonic drinks once in a while! Those little rewards for yourself are greatly deserved!

KiddoKare1 said...

Thanks, Linda. Yep, the blogiversary is on Wednesday! Can't believe it!

Thanks, Di. We enjoyed our Applebee's card on Friday night while Tasha and Melissa were at a movie.