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Friday, September 19, 2008

Day 250 and the latest debt update

Here is the latest debt update with what we're paying today:

DLO: $14.40-PAID!
DLO: $34.11-PAID!
Radiology: $37-PAID!
Urgent care clinic: $46.15 (August 2007)-PAID!
Urgent care clinic: $40.55 (November 2007) PAID!
Urgent care clinic: $21.50 (February 2008) PAID!
Dr. Office: $79.20-PAID!
Dr. Office (June 2006) $105.02-PAID! Dr. Office (March 2008, Tracy & Tasha)-$63.44-PAID! Dr. Office (August 2008, Tasha) amount yet to be determined.
ER Doctor: $93.54-PAID!
Dentist: PAID!!! Dentist: $27: PAID!
Auto parts store: $161.73-PAID! Auto parts store: $100 Josten's-PAID!
Second half 2007 real estate taxes: $148.64-PAID!
Hospital: $261.16-PAID!
Car loan: Balance: $1279
House: paid $2680.48
Credit card #1: $2970-paid $450
Credit card #2: $1104-paid $150
Credit card #3: $990-paid $150
Credit card #4: $899-paid $529.19 (balance $370)
Credit card #5: $908-paid $125
Credit card #6: $2509-paid $375
My student loan: $12, 913 (in deferment due to my full time student status)
DH student loan: $53, 248(in forbearance
As of September 19th: $8432.20 in debt paid off!

Look at the car loan! It's getting down close to $1000! We should have it paid off by February! Then our plan is to start saving that money to replace the van.

I am getting pretty frustrated with one of the credit card creditors. We've been sending them payments for months. Every month, I request an updated balance and they have yet to reply, but they sure cash those checks! I am hoping to be able to call them today during naptime and talk to someone. The other ones (with the exception of #4 who stopped charging us interest and fees when we started the payment arrangement) are just kind of holding steady and not really gaining ground. But now that we've been paying on them for several months, I plan to get in touch with them and request they lower or drop the fees so they don't keep accumulating. As of this month (once we send in all the payments), we'll have made 6 payments in a row on them. So maybe that will help them work with us.


Mom Thumb said...

Wow, you are doing great with this! And you know, since you have embarked on this financial journey, I can see it spilling over into other areas of your life. It's really cool.

KiddoKare1 said...

Thanks, Linda. I appreciate your support!