Dave Ramsey talks about women having a security gland and how it makes them feel secure to know there is an emergency fund in case of emergencies (Tom says men have one too). Anyway, with our EF at 0 for a few weeks and now being rebuilt, I have to agree with Dave. Just knowing that money is there makes the idea of an emergency so much less scary. Now if we could ever get the EF built and be able to leave it there, that would be wonderful. But you know, let's not get ahead of ourselves here. LOL.
For those wondering, I did finish my homework and get it turned in yesterday. Now it's time to start on a new unit, it's the last unit for this class plus I HAVE to get started on my big final paper!